|Name of the scheme||Jan Dhan Yojana|
|Aim of the scheme||For Rural area Bank account opening|
In this article we are going to share a detailed article on 9 Jan Dhan Yojana benefits in May 2021, Jan Dhan Yojana benefits list and eligibility for PM Jan Dhan Yojana.
Pradhan Mantri Jan Dhan Yojana was launched on 28 August 2014. It was launched with the motto of ‘one basic saving account for every household’.
Jan Dhan Yojana or pmjdy was launched to help people to get financial knowledge about banking and banking-related services.
This is the major step by the government of India toward digitization in the country. Roughly a large population of the country didn’t have a bank account before launching this scheme.
After launching this scheme a large number of people now have Bank accounts. The government has launched this scheme to connect the rural people to the bank.
This scheme helps the government to directly transfer the funds to their account. Dbt in bihar or other states was implemented with the help of Pradhan Mantri Jan Dhan Yojana.
There are four schemes associated with Pradhan Mantri Jan Dhan are:-
- Pradhan Mantri Suraksha Bima Yojana (Pmsby),
- Pradhanmantri mudra yojana (Pmmy).
Pradhan Mantri Jan Dhan Yojana was launched for 4 years from 2014 to 2018.
Later the government of India extended pm Jan Dhan yojana and also extended the list of pm Jan Dhan yojana benefits in 2021.
These are the benefits associated with the Pmjdy that has been extended:-
- The limit of OD (overdraft facilities) changes.
- No conditions attached to the account use of Pmjdy.
- Age limit for OD facilities changes from 18 to 60 years to 18 to 65 years.
- From 28-8-2018 accidental cover that is given with pmjdy has been increased from 1 lakh to 2 lakh.
How does Jan-Dhan Yojana works in 2021?
Jan-Dhan Yojana is a centre sponsored scheme that was started to enhance the banking facilities to the ruler area.
Also nrega.nic.in Bihar is also revolutionary steps to reduce unemployment in the rural areas by providing 100 days guaranteed employment.
Here Jan Dhan Yojana provides the basic Bank facilities as well as many facilities. It allows you to open a bank account very easily.
With the help of dbt, an individual can get the many schemes and money directly into their account.
It was first launched for 4 years but later in 2018, it was expanded. Facilities were also expended. Jan-Dhan Yojana is also known as PMJDY.
What are the Pradhan Mantri Jan Dhan Yojana benefits in 2021?
There are some pm Jan Dhan yojana benefits in 2021, that are listed below:
- There is a provision of one basic saving accounts for every unbanked person.
- There is no charge for zero balance; you don’t have to maintain a minimum balance in your pmjdy account.
- Rupay debit card issued for every pmjdy account holder.
- Pm Jan Dhan yojana accounts work with every government’s scheme and benefits. You can use this account for dbt and other facilities.
These are some benefits of the Jan Dhan yojana along with the Jan Dhan Yojana benefits list in 2021.
Who is eligible for the Jan Dhan Yojana scheme to take benefits of Jan Dhan Yojana in 2021?
There are some guidelines, one must fulfil to be eligible for Jan Dhan yojana benefits in May 2021.
To open your bank account with Pradhan Mantri Jan Dhan Yojana (Pmjdy).
Following criteria must be fulfilled by the individual.
- You must be a citizen of India.
- You should not have a bank account.
- You must be at least 10 years of age.
What are the documents required for Jan Dhan Yojana in May 2021?
Documents requirements are the same as the normal bank account opening process.
Here we have listed the required document for Pmjdy.
- Aadhar card (For identification purposes and basic details of the individual).
- Two passport size photos of the individual.
- Proof of residence (one can use any government authorised document for proof of residence).
You must carry these documents to open pm Jan Dhan yojana accounts to take Jan Dhan yojana benefits.
What are the Jan Dhan Yojana benefits list in 2021?
The Jan Dhan Yojana benefits lists in May 2021 are listed below in a tabular form to ease in finding the benefits of Jan Dhan Yojana.
- Easily and affordably open a bank account.
- Free Rupay card
- Insurance facility
- No minimum balance required
- Free bank account
- Helpful for avail different schemes
These are some benefits that fall under the Jan Dhan Yojana scheme. You will enjoy these benefits when you open an account under Pradhan Mantri Jan Dhan Yojana.
How can I check my Jan Dhan balance in 2021?
Checking your Jan-Dhan balance is very easy. One can check it easily from their phone.
Call on 18004253800 / 1800112211 from your registered Mobile no with Bank.
You will get all the required details such as bank balance and last 5 transactions.
How to check Jan Dhan Yojana benefits status in May 2021?
From time to time the government issues some benefits to the account Holder of Jan-Dhan Yojana.
Like in recent times the government had announced ₹500 for their instalment that was to be given to female account holders. This was given directly to their Bank account with the process of dbt.
You can easily check your benefits by visiting your Bank branch or call on the number that we have provided you in the upper section of the article.
What is the Process for opening PM Jan Dhan Yojana account in 2021?
It’s very easy to open a Bank account with Pradhan Mantri Jan Dhan Yojana.
Pradhan Mantri Jan Dhan Yojana is a national level scheme that provides financial inclusion to everyone namely bank account as a savings account and deposit account.
Opening a Jan Dhan Yojana account is very easy, you have to visit any government bank branch or you can visit private bank branches that provide this facility.
Also, you can contact the bank Mitra outlet for this. The account is being opened with zero balance and you haven’t charged any penny for it And its facilities are the same as other Bank accounts.
The toll-free helpline number of Pradhan Mantri Jan Dhan Yojana
In case of any issue, you can call on the following number.
- 1800 11 0001
- 1800 180 1111
Hope we were able to clear your all queries regarding Jan Dhan Yojana benefits and Pm Jan Dhan yojana benefits list.
We also shared the Jan Dhan Yojana benefits status along with helpline number.