Jan dhan yojan account | Jan dhan yojana account opening | Jan dhan Yojan bank list | Jan dhan yojna account limitations | Jan dhan yojana bank master list 2021
Jan Dhan Yojana account is the same as any other basic savings account in any bank. Or you can say it is far better than any other Bank accounts.
All the services and benefits of Jan Dhan yojana benefits are available and accessible with the Jan-Dhan Yojana account.
It comes with a zero balance account and allows the individual to earn interest on their savings.
With the PM Jan-Dhan Yojana account, you get a lot of benefits such as a Rupay debit card, accident insurance, life insurance and overdraft (OD) facilities for up to ₹10,000 for the eligible account holders.
Facilities with Jan Dhan Yojana account in 2021
The facilities provided by PM Jan Dhan Yojana account in 2021, are as follows:-
- Individuals are allowed to deposit cash at the bank branch.
- No limit on the number of the transaction while depositing.
- You can withdraw your money through an ATM a maximum of four times a month.
- With the Jan-Dhan Yojana account, you will be eligible to get an ATM or ATM cum debit card.
Jan Dhan Yojana account limitations 2021
Jan-Dhan Yojana account is a simple banking account. Still, the government has provided a lot of benefits and facilities with it.
There are certain limitations with the Jan-Dhan Yojana account, these are:-
Overdraft facilities (OD) is not available to everyone. It’s even available for very few people.
Jan-Dhan Yojana account allows you to withdraw only four withdrawals in a month through an ATM card.
How to apply for a Jan-Dhan Yojana account online in 2021?
Might be you have seen many places about opening a Jan-Dhan Yojana account online.
But it’s not true currently there are no facilities like this. The only thing that you can do online is to download the Bank account opening form.
Individuals who want to open a Jan-Dhan Yojana account have to visit the nearest bank branch.
You can visit any public sector bank branch or you can visit any private bank that provides a Jan-Dhan Yojana account.
How to apply for Jan Dhan Yojana account opening online in 2021?
To apply for Jan Dhan yojana account opening online in 2022 in SBI Bank, Central bank of India or other banks then follow these steps:-
- First of all, you have to collect the form for account opening from any Bank branch or you can go to www.pmjdy.gov.in to download the form.
- After that fill it properly and attach the required documents for the KYC and verification process. (You can take the help of a bank mitra).
- Submit the form and documents at the Bank branch and done.
You have successfully done Jan Dhan yojana account opening online.
PM Jan dhan yojana account Bank list for 2021
All the eligible people who want to open Bank account through PMJDY can contact the government as well as public sector banks.
Here we have listed all the banks that provide the service of Jan dhan yojana bank account opening.
These are the top banks from private as well as private sector bank who provides Jan dhan Yojana account.
Here is the listed Jan dhan yojana bank list in 2021 in tabular format.
Jan dhan Yojana private sector bank list
- Yes Bank Ltd
- Dhanalakshmi Bank
- Kotak Mahindra Bank
- Karnataka Bank
- IndusInd Bank Ltd
- Federal Bank Ltd
- Axis Bank
- ICICI Bank
- HDFC Bank
- ING Vysya bank
Jan dhan Yojana public sector bank
- State Bank of India
- Bank of Baroda
- Indian Bank
- Punjab National Bank
- Vijya bank
- Central Bank of India
- Dena Bank
- Allahabad Bank
- Union Bank of India
- State Bank of India
- Bank of Maharashtra
- Bank of baroda
How to check the status of Jan-Dhan Yojana account online in 2021?
You can contact the bank branch directly for any query or you can call on their customer care number provided in our previous article on Jan dhan yojana helpline number.
Basic saving bank and deposit account associated with Jan dhan yojana account
If you don’t have any document you can open BSBDA (Basic saving bank and deposit account)
The full form of BSBDA is a basic savings bank deposit account. It is also a type of banking account.
In this type, a bank account is an issue to those who don’t have the required documents for the account opening process and KYC process.
BSBDA is a type of bank account that allows you to open your bank account with certain limitations but it allows you to fully functional bank account.
This type of bank account is opened in case you don’t have any documents for KYC and verification purposes.
Limitations for BSBDA or Basic Savings Bank deposite account in 2021
There are some Jan dhan Yojana account limitations for BSBDA in 2021, one should look into to clear all his/her queries.
- Overall you cannot exceed rupees 1,00,000 in a financial year.
- The overall aggregate of all transfer and withdrawal in month does not exceed more than 10,000 months.
- You cannot hold for more than ₹50,000 at a time.
- Foreign transactions and other services are strictly not allowed.
These are some Jan dhan yojana account limitations for 2021.
Mixing things Above
Jan dhan yojana account has been proven effective for Rural area reformation. You can use this account for funds collection under DBT Bihar payment status.
However, we also detailed you about Jan dhan yojana bank list and Jan dhan yojana account limitations.
Hope our article was helpful to you.
FAQs for Jan dhan Yojana account
What is Pm Jan dhan yojana 2021?
Pm jan dhan yojana is a revolutionary scheme launched in 2014 under which basic savings account are opened at free of cost with zero minimum balance.
What is Pm Jan dhan yojana account?
The bank account opened under Jan dhan yojana is called Jan dhan Yojana account. This account can be used for various banking purposes.
When was Jan dhan Yojana started?
Jan dhan Yojana was started in the Year 2014.